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When life is wearing you down and stressing you out, all that worry doesn't just magically dissipate the moment you climb into bed. In fact, in many ways, laying down to sleep when you're anxious often makes it all feel worse . And that, my friends, is why it's important to know some ways to de-stress before bed, so you can essentially turn it all off and finally get some rest.   Creating that perfect soothing routine doesn 't just mean letting go of stress, however. It also means relaxing and getting better sleep — which is, of course, the most important thing when it comes to dealing with life. "Having better quality sleep allows us to be more efficient in our work and communication with others, shows an increase in ability to manage mood, and gives our bodies time to rest [and] rejuvenate," life coach Jess Garay tells Bustle . If you don't allow yourself that time to reset, the following day will likely be just as harrowing. And on and on the vicious cy...

Frank Franklin Ii  /  AP file New York State Attorney General Eliot Spitzer launched the investigation into the mutual fund industry after receiving a tip about trading activities of a hedge fund. updated 12/29/2003 9:59:43 PM ET 2003-12-30T02:59:43 For a year in which there was so much good news emanating from the economy and the financial markets, there sure was a lot of bad news too. Investors who enjoyed the first winning year on the stock market since 1999 also had to endure yet another year of scandal. This time the spotlight focused on the giant mutual fund industry and the New York Stock Exchange itself -- institutions that touch the lives of virtually every investor. The economy finally began showing signs of life, but only after U.S. companies trimmed their already-spare payrolls even further. Here are...